Last updated: August 20, 2025 | Version 1.3
This Cookie Policy explains how Lumino Capital Ltd ("Lumino Capital", "we", "us", "our") uses cookies and similar tracking technologies on our website at luminomaltd.com and any associated subdomains (the "Website"). It explains what these technologies are, why we use them, and your rights to control our use of them.
This Cookie Policy should be read alongside our Privacy Policy, which provides broader information about how we collect and use personal data. By continuing to use the Website, you consent to our use of cookies as described in this policy, except where your explicit consent is required by applicable law.
Cookies are small text files that are placed on your device (computer, smartphone, tablet, or other internet-connected device) when you visit a website. They are widely used to make websites work more efficiently, to remember your preferences, and to provide website operators with information about how visitors use their sites.
Cookies are set by the website you are visiting (first-party cookies) or by third parties whose content, features, or functionality the website includes (third-party cookies). Cookies can be temporary (session cookies, which are deleted when you close your browser) or persistent (which remain on your device until they expire or you delete them).
In addition to cookies, we may use similar tracking technologies including:
References to "cookies" in this policy include all of these similar tracking technologies unless the context indicates otherwise.
We use cookies for the following purposes:
Strictly necessary cookies are essential for the Website to function. They enable core functionality such as security, network management, and accessibility. These cookies cannot be turned off through your cookie preferences on our Website, as disabling them would prevent the Website from working correctly. They are typically set in response to actions you take, such as filling in a form or setting your privacy preferences.
| Cookie Name | Provider | Purpose | Duration |
|---|---|---|---|
| lumino_session | Lumino Capital Ltd | Maintains your session state and enables secure browsing during a single visit to our Website | Session |
| lumino_csrf | Lumino Capital Ltd | Cross-site request forgery protection token, preventing unauthorised form submissions | Session |
| lumino_cookie_prefs | Lumino Capital Ltd | Records your cookie consent preferences so we do not show the consent banner on subsequent visits | 12 months |
Functional cookies enable enhanced functionality and personalisation. They may be set by us or by third-party providers whose services we have added to our Website. They remember your choices and preferences to improve your experience. If you do not allow these cookies, some or all of these services may not function properly.
| Cookie Name | Provider | Purpose | Duration |
|---|---|---|---|
| lumino_lang | Lumino Capital Ltd | Remembers your language preference for displaying content | 12 months |
| lumino_display | Lumino Capital Ltd | Remembers your display preferences, such as text size settings | 6 months |
| typekit_domain | Adobe Fonts | Used by Adobe Fonts to serve typography assets to our Website | Session |
Performance cookies collect information about how visitors use our Website, such as which pages they visit most often, how long they spend on each page, and any error messages they encounter. The information collected by these cookies is aggregated and therefore anonymous. It does not identify individual visitors. We use this information to improve the performance and user experience of the Website.
| Cookie Name | Provider | Purpose | Duration |
|---|---|---|---|
| _ga | Google Analytics | Primary analytics cookie used to distinguish unique users by assigning a randomly generated number as a client identifier. Included in each page request on a site and used to calculate visitor, session, and campaign data for site analytics reports | 24 months |
| _ga_[container ID] | Google Analytics | Used to persist session state and store a unique measurement ID for Google Analytics 4 | 24 months |
| _gid | Google Analytics | Used to distinguish users during a single browser session | 24 hours |
| _gat | Google Analytics | Used to throttle the request rate for Google Analytics | 1 minute |
| lumino_perf | Lumino Capital Ltd | Internal performance monitoring cookie that records page load times and technical errors | Session |
We use Google Analytics with IP anonymisation enabled, which means your full IP address is not stored by Google. You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on, available at tools.google.com/dlpage/gaoptout.
We do not currently use marketing or targeting cookies on the Website. If we introduce such cookies in the future, we will update this Cookie Policy and seek your explicit consent before placing them on your device, as required by applicable law.
Some cookies are placed by third parties on our Website. We have no direct control over how these third parties use cookies. Please refer to the privacy and cookie policies of the relevant third parties for further information:
We may add additional third-party services in the future. When we do, we will update this Cookie Policy and, where required, seek your consent.
When you first visit our Website, we display a cookie consent banner that gives you the option to accept or decline non-essential cookies. You may update your preferences at any time by clicking the "Cookie Settings" link in the footer of any page on the Website.
You can control and manage cookies through your web browser settings. Most browsers allow you to:
Instructions for managing cookies in the most common browsers:
Please be aware that if you block strictly necessary cookies, parts of the Website may not work correctly. If you block analytics cookies, we will lose the ability to understand how you and other visitors use the Website, which may reduce the quality of improvements we can make.
You can prevent Google Analytics from using your data by installing the Google Analytics Opt-out Browser Add-on, available at tools.google.com/dlpage/gaoptout. This add-on instructs the Google Analytics JavaScript not to send information to Google Analytics.
Some browsers include a "Do Not Track" (DNT) feature that signals to websites that you do not want your browsing activity tracked. Our Website does not currently respond to browser DNT signals. We will update this policy if our position on DNT changes. We note that DNT is not a legally recognised signal under UK GDPR or the Privacy and Electronic Communications Regulations 2003 (PECR).
On mobile devices, your operating system may provide additional controls over the use of device advertising identifiers and tracking. These settings are typically found in your device's privacy or advertising settings menu. Consult the documentation for your specific operating system and device model for instructions.
If you choose to disable some or all cookies, this may affect the functionality of the Website. Specifically:
Some of the third-party service providers whose cookies are used on our Website, including Google Analytics, are based outside the United Kingdom and the European Economic Area. Where data collected through cookies is transferred to countries outside the UK, we ensure that appropriate safeguards are in place as described in our Privacy Policy. Google LLC is a participant in the EU-US Data Privacy Framework and has certified compliance with the UK-US data bridge.
Our Website is not directed at children under 18 years of age. We do not knowingly collect personal data from children through the use of cookies or otherwise. If you are under 18, please do not use our Website. If you believe we have inadvertently collected data from a child, please contact us at privacy@luminomaltd.com.
We may update this Cookie Policy from time to time to reflect changes in the cookies we use, changes in applicable law, or improvements to our cookie management practices. We will post the updated policy on the Website with a revised "last updated" date. For significant changes, we may display a notice on the Website or reset your cookie preferences to ensure you are aware of the changes and have the opportunity to provide or withdraw consent as appropriate.
If you have any questions about our use of cookies or this Cookie Policy, please contact us:
Privacy Team
Email: privacy@luminomaltd.com
Postal Address:
Lumino Capital Ltd
14 Cornhill, Fourth Floor
London EC3V 3ND
United Kingdom
For complaints about our use of cookies, you may also contact the Information Commissioner's Office at ico.org.uk or by telephone on 0303 123 1113.
For further information about cookies and how they work, you may find the following resources helpful:
This Cookie Policy is part of our broader commitment to data protection and privacy. For full information about how we collect, use, and protect personal data - including data collected through cookies - please read our Privacy Policy. Our Privacy Policy sets out the legal bases on which we process personal data, your rights under UK GDPR, and how to exercise those rights. In the event of any conflict between this Cookie Policy and our Privacy Policy, the Privacy Policy shall prevail.
Both our Privacy Policy and Terms of Use are available on the Website and are incorporated by reference into this Cookie Policy.
Lumino Capital Ltd • 14 Cornhill, Fourth Floor, London EC3V 3ND • Registered in England and Wales No. 12183740 • This Cookie Policy was last reviewed on August 20, 2025